Children and teens generally have several ways to earn, but sometimes they need some extra money. If parents are willing to help, there is nothing wrong for you to ask for their help. Make sure you have determined the amount of money needed and the reason. In return, you can do extra homework or work harder at school. Be kind and be grateful for the money you get.
Step
Method 1 of 2: Asking for Money while Still One House
Step 1. Talk to dad, mom, or both
Don't make your parents fight. The nominal amount of money that is quite small should not be a big problem. If you need IDR 100,000 to watch a movie, you can ask mom or dad for money. If you need more than IDR 500,000, you may have to discuss it with your parents.
- Small nominal money will not cause debate.
- For a fairly large amount of money, parents will appreciate it if you discuss this with both of them. In addition, parents will take your wishes seriously.
- One parent may be more sympathetic to the child's or teen's hobbies. Talk to the old man.
Step 2. Prepare the reason
Your parents will ask you why you need the extra money. Your answer will determine the success of this negotiation process. However, lying will not guarantee your success. Therefore, answer the parents' questions honestly. There's nothing wrong with asking for a little money to go out with friends or watch a movie.
- Parents tend to prefer to finance the activities they support (school-related activities, field trips, prominent events, etc.). They will have the same thoughts as when donating money to charity.
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Asking for money to buy certain necessities may be easier to explain. For example, you just joined the school soccer team and need a ball to practice with, your parents will be happy to give you money to buy the ball. If you want something you don't need:
Don't: say "This isn't fair" or "I need it."
May: say "I know I don't need it, but I'm going to try to get it."
Step 3. Prepare additional reasons
Ideally, parents give money immediately after you provide a solid reason. However, parents may ask for additional reasons. Let them know that the event you are going to is very important and not like a typical Sunday night, for example:
- Prepare two or three reasons why you need the money.
- For example, if you need money to watch movies, prepare some reasons such as, "Niki's birthday and he wants to see a movie with me, I promised him" or "Niki and I are not getting along lately and I want to make him happy. by watching a movie on his birthday.”
Step 4. Determine the amount of money you need
This is a good time to show your ability to manage money, and parents will be very happy if you can do it. Tell the amount of money you need, and add a little for urgent needs. Be honest with the amount of money needed to impress parents with your ability to manage money.
- For example, find out how much a movie ticket costs. Add IDR 30,000 to buy gasoline. Then, ask for an extra IDR 50,000 to buy a snack or soft drink, even if you're not sure about buying it.
- If you need more money, for field trips or on a date, tell us the exact amount you need. Your parents don't stop you from having fun, they just want to make sure you know how to manage your money well.
Step 5. Be prepared to negotiate
Your parents may be reluctant to pay for your entire dinner, but they may still want to help. Don't be afraid to negotiate. If you are honest and willing to give in, negotiating will help you get the money you need. If the parent absolutely refuses:
Don't: keep negotiating.
Yes: leave the room politely and try again another time with a new deal.
Step 6. Reward
You have to be willing to do the activities your parents want in return for their kindness. For example, your parents may want you to mow the lawn more often. Therefore, you can be rewarded by doing homework. This conversation will probably be controlled by the parents. If your parents ask you to study harder and improve your grades, do that.
If you keep that promise, it will be easier for you to ask your parents for money in the future
Step 7. Do it politely
You'll look like you don't value money if you roll your eyes when your parents hesitate. Show that you value your parent's guidance and concern by being polite and saying thank you. If this negotiation process is carried out between two adult parties, this will make your relationship with your parents better.
Method 2 of 2: Asking for Money when Not at Home
Step 1. Consider who you are going to ask for the money
At this age, you probably already know who you can ask for money. On the other hand, if you need a large amount of money, talk to your parents. Let your parents talk about it first before you start asking.
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It's best to discuss this issue with both parents if they are more patient when they are together. Don't: discuss this matter with a friend the parents know.
Can: discuss this matter with relatives if your parents agree to give you money. If you keep this a secret, relatives may be upset.
Step 2. Get ready to talk about your income and expenses
Even if it's none of your parents' business, they will consider your income and expenses their business, especially when you ask for money. You don't have to bring your income document with you. However, share your estimated income and expenses with your parents. This will show that you can manage your money well.
- Letting parents know about your expenses will make them more willing to help (as long as your expenses are not frivolous in their eyes).
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Tell the activities you do to earn money, be it a permanent job, side job, education, etc. Parents want to make sure that you're trying to make money, and not "slacking off." Don't: tell parents how to manage money.
Yes: ensure that parents are able to help and are not burdened.
Step 3. Show interest in education or work
Show that you are doing well in school. To make parents more interested, show that you plan to improve your performance to be even better. This will make the financial difficulties you face are not permanent problems in the eyes of your parents. You will also be seen to be very grateful for the support that your parents give you for your education and work.
Step 4. Ask for a loan from parents
Your parents may not require you to pay it off. They will view this as an investment. However, show your maturity in managing money by paying off the debt. Agreeing to pay off debts to parents will be a valuable lesson in managing finances.
You and your parents can negotiate a payment plan if necessary. Your parents may require you to pay it off immediately, or want to change the interest, etc. Negotiate with parents to determine a payment plan that benefits all parties
Tips
- Accept and be grateful for money from parents. If you seem disappointed, upset, or disapproved, your parents probably won't give you money in the future.
- You must have a good reason when you want to borrow money.
- If your parents ask you to do homework in return, ask what homework to do.
- To earn money from your parents, you have to do housework such as washing dishes, washing clothes, and cleaning the room. If you're young, this won't be a problem.
- Always say thank you and appreciate it when your parents give you money.
- Don't chat or spend time with your parents just to ask for money. Improve your relationship with your parents so you don't seem selfish.
Warning
- Don't make this a habit. Your parents will be reluctant to give you money. In addition, they will also take this as a sign that you are not able to manage your finances well and will ask you to make a better financial budget.
- You have to understand that your parents may not be able to give you money. Parents have to support the whole family, and the money may not be enough.
