Finance and Business 2023, November

How to Become an Internet Service Provider: 9 Steps (with Pictures)

How to Become an Internet Service Provider: 9 Steps (with Pictures)

Starting a business as an internet service provider (PJI) is not an easy thing. In addition to requiring a large enough capital, you also have to prepare various necessary resources, such as network bandwidth, room cooling, and availability of electricity.

How to Cash a Check: 10 Steps (with Pictures)

How to Cash a Check: 10 Steps (with Pictures)

So you've got the check you received as work compensation, a birthday present, or for some other reason given. You're ready to cash a check and use the money for something good, and you step out of the house to do it…only to realize that you don't know what to do with the check.

How to Buy Bank Foreclosure Properties: 7 Steps (with Pictures)

How to Buy Bank Foreclosure Properties: 7 Steps (with Pictures)

If the bank does not succeed in selling their confiscated property through auction, this property will become their stock. This confiscated property is called bank property or REO, which stands for "real estate owned". Banks will ask their asset managers to manage REO which will then be entrusted to property agents.

How to Calculate the Sustainable Growth Rate: 11 Steps

How to Calculate the Sustainable Growth Rate: 11 Steps

The Sustainable Growth Rate (SGR) is a number that shows the company's ability to increase revenue without increasing its own capital, attracting loans from creditors, or obtaining funds from investors. For small business owners, this number represents how much money can be made without adding equity or bank loans.

4 Ways to Earn Extra Money for Housewives

4 Ways to Earn Extra Money for Housewives

Being a housewife does not mean closing yourself off from sources of income. Now, many housewives earn big after offering various types of products and services, both online and offline. With the help of the internet, more and more women are able to offer their abilities into money, through blogs and social media sites.

How to Calculate Business Profits: 12 Steps (with Pictures)

How to Calculate Business Profits: 12 Steps (with Pictures)

In running a business, profit is king. Profit is defined as total income minus total expenses , ie the amount of money "earned" by a business during a certain calculation period. In general, the more profit you make, the better, as profits can be reinvested into the business or kept by the business owner.

4 Ways to Disable Adblock

4 Ways to Disable Adblock

This wikiHow teaches you how to temporarily disable AdBlock, both for specific websites and for the browser as a whole. This article will also teach you how to disable AdBlock Plus in the same context. AdBlock is a computer-only extension marked with a white hand icon above the stop sign, while AdBlock Plus is a computer and mobile program marked with an “ABP” letter icon above the stop sign.

How to Get a Quickbooks Certificate: 9 Steps (with Pictures)

How to Get a Quickbooks Certificate: 9 Steps (with Pictures)

QuickBooks is one of the bookkeeping software commonly used by individuals and small businesses. The developer of QuickBooks, Intuit, offers a program called ProAdvisor to certify that you are competent to use the software. There are also other official QuickBooks certifications from Intuit, such as the National Association of Certified Public Bookkeepers (NACPB).

How to Create a Market Survey: 15 Steps (with Pictures)

How to Create a Market Survey: 15 Steps (with Pictures)

Market surveys are an important part of market research that measure the feelings and preferences of customers in a particular market. With various sizes, designs and purposes, market surveys are one of the main data used by companies and organizations to determine which products and services to offer and how to market them.

How to Buy a Business Without Spending Money (with Pictures)

How to Buy a Business Without Spending Money (with Pictures)

Many savvy entrepreneurs would rather buy an existing business than start a new business. Buying a business that is already operating provides many benefits, for example, well-established products and services, employees who have been trained and know the business well and are able to maintain business continuity for a long period of time.

How to Calculate Interest Rates: 10 Steps (with Pictures)

How to Calculate Interest Rates: 10 Steps (with Pictures)

If you know the number of installments and the amount of interest that must be paid, you can determine the largest interest rate that you can accept. You can also view interest payments each year and find out what your annual percentage rate (APR) is.

How to Write an Application for Funds: 9 Steps

How to Write an Application for Funds: 9 Steps

Getting financial assistance from an organization, company or individual can be difficult to obtain. There are many charities out there competing for grants and you need to be able to convince donors that your mission is the best for their time and money.

How to Calculate Consumer Surplus: 12 Steps (with Pictures)

How to Calculate Consumer Surplus: 12 Steps (with Pictures)

Consumer surplus is a term used by economists to describe the difference between the amount of money consumers are willing to pay for goods and services and the actual market price. Specifically, consumer surplus occurs when consumers are willing to pay "

3 Ways to Calculate Daily Interest

3 Ways to Calculate Daily Interest

Calculating daily interest is useful when determining the amount of interest earned or paid. This calculation is applied when calculating interest payable due to late payments to creditors, customers or suppliers. In personal finance, calculating interest is used to estimate the cost of closing a mortgage or evaluating savings and investment account options.

How to Find Your Target Market: 12 Steps (with Pictures)

How to Find Your Target Market: 12 Steps (with Pictures)

Finding your target market is especially important if you're selling a service, running a store, or getting readers to read your online articles. Understanding your target market will go a long way in helping you develop new products and market them effectively.

How to Buy a Home (with Pictures)

How to Buy a Home (with Pictures)

For most individuals, this is the biggest financial transaction they make. Therefore, making the right decision at the first time is important. Buying a house can sometimes be as boring as a bunch of rules. Fortunately, you can realize your dream of becoming a homeowner in a quick and easy way, provided you have the right knowledge and methods.

How to Create a PayPal Account: 10 Steps (with Pictures)

How to Create a PayPal Account: 10 Steps (with Pictures)

PayPal is a popular online payment system and allows you to shop without having to re-enter your payment information for each transaction. You can easily create a PayPal account and start using it in just a few minutes. Step Part 1 of 2:

5 Ways to Calculate Credit Card Interest

5 Ways to Calculate Credit Card Interest

If you have a credit card, you must be familiar with the term Annual Interest Rate or APR. This is the annual interest rate charged to your balance sheet or credit card bill. This term is actually misleading, because credit card bills do not charge interest per year.

How to Calculate Bond Discount Rate: 13 Steps

How to Calculate Bond Discount Rate: 13 Steps

The bond discount rate is the difference between the face value of the bond and its selling price. The face value (also known as par value) is the principal paid when the bond matures. Bonds can be sold at a discount when the market interest rate exceeds the bond's nominal interest rate.

How to Write a Payment Bill: 12 Steps (with Pictures)

How to Write a Payment Bill: 12 Steps (with Pictures)

A bill of lading, also known as an invoice, is a document containing details of the services provided as well as a request for payment, which is submitted to the person who made the purchase. For example, if you are a gardener and have added plants to a client's home page, include details of your services in the invoice to obtain payment.

How to Determine Embroidery Prices: 13 Steps (with Pictures)

How to Determine Embroidery Prices: 13 Steps (with Pictures)

One of the most difficult aspects of selling your own embroidery is knowing how to price it. Determine the cost of your embroidery by adding up all the costs you incur and the profit you want, then re-calculate your embroidery price appropriately to suit market conditions.

How to Make a Brochure: 12 Steps (with Pictures)

How to Make a Brochure: 12 Steps (with Pictures)

Brochures are a marketing tool that allows potential customers to have something tangible in the digital era like now. Brochures with beautiful designs, colors, and photos can help your product or service sell well in the market. Brochures can do several things:

How to Calculate Compound Interest: 15 Steps (with Pictures)

How to Calculate Compound Interest: 15 Steps (with Pictures)

Compound interest is different from simple interest because it is calculated from the investment principal as well as the accumulated interest, not from the investment principal only. Therefore, compound interest accounts will grow faster than simple interest accounts.

How to Calculate Employee Turnover Rate: 10 Steps

How to Calculate Employee Turnover Rate: 10 Steps

Your company's employee attrition rate is the rate at which employees leave your company voluntarily. The employee turnover rate also refers to the employee turnover rate, also known as “chum.” If the company has a high turnover rate, the company's costs also increase due to constantly changing employees.

How to Calculate Employee Turnover: 8 Steps

How to Calculate Employee Turnover: 8 Steps

Understanding the company's employee turnover rate is very important. High turnover rates can damage employee morale and significantly increase company costs. You need to understand each type of employee discharge. If you're willing to analyze how employees are recruited and managed, you can take steps to reduce employee turnover costs.

How to Create a Personal Asset List: 14 Steps (with Pictures)

How to Create a Personal Asset List: 14 Steps (with Pictures)

Creating a list of personal assets can be a hassle and time consuming. However, this list is necessary when you file an insurance claim if your home is damaged or affected by a disaster. You can use this list to determine the distribution of assets as part of land planning.

How to Settle Your Credit Card Debt (with Pictures)

How to Settle Your Credit Card Debt (with Pictures)

Credit card debt can grow quickly and many people struggle to manage and repay debt. Prepare, stick to a budget, and understand the steps to take to help you get out of credit card debt and restore your good reputation. Step Part 1 of 4:

3 Ways to Close a Bank Account

3 Ways to Close a Bank Account

Most banks usually allow their customers to open and close accounts, but there may be hidden procedures in the agreement letter which is printed in small letters. The challenge of closing an account at a bank is that so many deposit and withdrawal services run automatically.

How to Activate Gift Card: 10 Steps (with Pictures)

How to Activate Gift Card: 10 Steps (with Pictures)

Gift cards are very helpful for us in giving gifts, because the person we give the gift to can choose their own gift. However, unactivated gift cards are worthless. Make sure you follow these steps to activate your gift card in-store or online.

How to Hold a Flea Market (Garage Sale) (with Pictures)

How to Hold a Flea Market (Garage Sale) (with Pictures)

Are you looking for a great way to get rid of unneeded household items before packing to move into a new house? Holding a flea market (garage sale) could be the right solution. This article will give you some tips if you want to run a flea market.

How to Make a Receipt: 9 Steps

How to Make a Receipt: 9 Steps

Receipt is a written statement made as evidence of receipt of cash or payment by other means. When conducting business transactions or sales, sellers and buyers usually make receipts for each other's interests, for example for bookkeeping or documentation.

3 Ways to Calculate Debt Repayment Installments (Debt Service)

3 Ways to Calculate Debt Repayment Installments (Debt Service)

Repayment of debt is the total amount of money to pay interest and principal of the loan over a certain period of time (usually one year). The business unit may have to disclose its total debt repayments when borrowing funds from creditors. Creditors use this information, along with the company's net income data, to calculate the debt service coverage ratio or DSCR.

3 Ways to Hide Money

3 Ways to Hide Money

Your money is your business. If you want to keep it away from people who are too curious, you can learn some money hiding places that will help. Whether you're on the go and want to keep money on your body, or want to hide money at home, you can learn some great ways to hide money.

How to Analyze Debt To Equity Ratio: 7 Steps

How to Analyze Debt To Equity Ratio: 7 Steps

The debt-to-equity ratio is a calculation used to measure the capital structure of a business. In simple terms, it is a way of examining how a company uses different sources of funds to fund operating costs. The ratio measures the proportion of assets funded by debt to assets funded by equity or capital.

How to Calculate Dividends: 9 Steps (with Pictures)

How to Calculate Dividends: 9 Steps (with Pictures)

When it comes to making money, a company usually has two general options. The first option is to reinvest the profits such as expanding the company's operations, buying new equipment, and so on (this method is known as "retained earnings"

How to Lift Fingerprint: 11 Steps (with Pictures)

How to Lift Fingerprint: 11 Steps (with Pictures)

Ever wondered how detectives find fingerprints at crime scenes? Actually this process is not too difficult. With simple tools and techniques, you can lift fingerprints in your own home. This activity is just for fun – don't go to a real crime scene and try it – it's illegal!

How to Submit a Check: 10 Steps (with Pictures)

How to Submit a Check: 10 Steps (with Pictures)

A third party check is a personal or business check that is handed over as payment to someone else. Not all financial institutions accept third party checks; However, knowing the best practices of third-party checks can help you increase your chances of using this form of payment.

How to Calculate Compound Annual Growth Rate (CAGR)

How to Calculate Compound Annual Growth Rate (CAGR)

Compound annual growth reflects growth over a period of several years, with annual growth added to the original value. The compound annual growth rate (CAGR), sometimes referred to as compound interest, represents the average annual growth rate when reinvesting investment returns over several years.

How to Calculate Shareholder's Equity: 9 Steps (with Pictures)

How to Calculate Shareholder's Equity: 9 Steps (with Pictures)

Shareholders' equity essentially reflects the amount of company assets that are not funded by debt or loans. If you are a novice accountant, to invest in or buy company stock, you will need to know how to calculate shareholder equity. In accounting, shareholder equity forms one of three basic equations for the double-entry bookkeeping method:

How to Calculate Marginal Utility: 11 Steps (with Pictures)

How to Calculate Marginal Utility: 11 Steps (with Pictures)

In economics, marginal utility or MW is a way of measuring the level of value or consumer satisfaction when consuming something. In general, MW is equal to the change in total utility divided by the change in the quantity of goods consumed. One common way of looking at this is that MW is the utility that a person gains for each additional unit of a good consumed.