Finance and Business 2025, January

How to Earn Money from People Who Owe You

How to Earn Money from People Who Owe You

Last modified: 2025-01-23 12:01

Sometimes the person you lend money to does not want to pay the debt. If the person breaks their promise, you shouldn't feel guilty about asking for your money back. No matter what the reason for giving a debt, when the debtor refuses to pay, there is always a way to collect it.

How to Cash Out a Money Order: 5 Steps (with Pictures)

How to Cash Out a Money Order: 5 Steps (with Pictures)

Last modified: 2025-01-23 12:01

Notes are used instead of cash to make payments. Because the note is paid in advance, the payee is guaranteed to receive it in full, which is better than a check that runs the risk of being rejected or a bad credit card number. To cash out a money order, all you have to do is find the right place to either keep it or exchange it for money.

How to Calculate Exchange Rates: 9 Steps (with Pictures)

How to Calculate Exchange Rates: 9 Steps (with Pictures)

Last modified: 2025-01-23 12:01

If you're planning to go abroad and change your money to another currency, it's a good idea to find out how much money you have after the exchange. Also, knowing how much your money is worth can prevent you from being charged for no apparent reason as you will be able to calculate your expenses and choose the right method if planned ahead of time.

4 Ways to Return Items to Amazon

4 Ways to Return Items to Amazon

Last modified: 2025-01-23 12:01

Disappointing indeed when goods purchased via the internet do not meet expectations. Fortunately, Amazon makes it easy for its customers who want to return goods purchased. First, you'll need to process your refund online so you can get a replacement or money back.

How to Prepare Financial Statements (with Pictures)

How to Prepare Financial Statements (with Pictures)

Last modified: 2025-01-23 12:01

A financial report is a document that contains information about the financial condition of a company or organization in the form of a Balance Sheet, Income Statement, and Cash Flow Statement. Financial statements are typically reviewed and analyzed by business managers, boards of directors, investors, financial analysts, and government officials.

How to Start Your Own Business Without Money (with Pictures)

How to Start Your Own Business Without Money (with Pictures)

Last modified: 2025-01-23 12:01

Building and maintaining your own business isn't just a path to wealth - it's a way of pursuing your life's dreams and finding personal satisfaction. It's not an easy path, but it's one that all great entrepreneurs throughout history have had to walk.

The Debt Free Way: 14 Steps (with Pictures)

The Debt Free Way: 14 Steps (with Pictures)

Last modified: 2025-01-23 12:01

Debt feels like a burden hanging around your neck, and with student loans, auto loans, and medical expenses, it all becomes a pretty hefty amount. Learning how to deal with loans and forming strategies for paying them off can help you start managing your debt.

3 Ways to Measure Service Quality

3 Ways to Measure Service Quality

Last modified: 2025-01-23 12:01

The main concern of almost every company is how to provide the best quality service. The quality of a service can be a major factor when customers want to decide which company they will choose to meet their needs. Customers usually have certain expectations in terms of the level of satisfaction they want to get from the company they use.

3 Ways to Return Items Purchased Over the Internet

3 Ways to Return Items Purchased Over the Internet

Last modified: 2025-01-23 12:01

Most sellers provide the opportunity to return the item in its original condition within 90 days of purchase. These terms apply to returns on Amazon, eBay, Target and Walmart. But actually this provision also applies to most sellers and shops that sell goods via the internet.

How to Start a Home Business (with Pictures)

How to Start a Home Business (with Pictures)

Last modified: 2025-01-23 12:01

Many people think that working part-time or full-time at home is an attractive option, whether to earn extra income or start a new career. However, starting a home business is just like any other business. You are required to have careful planning and a big commitment.

How to Grocery Shop: 10 Steps (with Pictures)

How to Grocery Shop: 10 Steps (with Pictures)

Last modified: 2025-01-23 12:01

You have the opportunity to buy almost all kinds of goods at wholesale prices, whether for everyday purchases or resale. Once you start your search, you can see that the opportunity to buy items at wholesale prices is almost everywhere. The process to start shopping is fairly easy, and your wholesaler's contact list will quickly get longer.

How to Calculate Retained Earnings: 10 Steps (with Pictures)

How to Calculate Retained Earnings: 10 Steps (with Pictures)

Last modified: 2025-01-23 12:01

Retained earnings are part of the company's net income that is retained by the company and is not paid out as dividends to shareholders. This money is usually reinvested into the company, to become the main fuel for the company's continued growth, or used to pay off the company's debts.

How to Measure Process Improvement: 13 Steps (with Pictures)

How to Measure Process Improvement: 13 Steps (with Pictures)

Last modified: 2025-01-23 12:01

One way for businesses to remain competitive is to improve their business processes, both from an operational and financial perspective. To do so requires a way to measure specific process progress. "What can't be measured can't be managed.

4 Ways to Use Bitcoin

4 Ways to Use Bitcoin

Last modified: 2025-01-23 12:01

Bitcoin is the first digital currency that can reduce the need for intermediaries. By circumventing banks or payment processing, Bitcoin is developing a worldwide decentralized marketplace, whose participation requires only an internet connection and the investment of fiat money (national currency).

How to Know When to Fire a Lawyer (with Pictures)

How to Know When to Fire a Lawyer (with Pictures)

Last modified: 2025-01-23 12:01

Sometimes it's hard to say when it's best to fire your attorney. Even though you deserve it, it's not always a good result. Although you have to tread carefully, some of the frauds by lawyers are so serious that there is no choice but to fire the lawyer.

How to Trade Forex: 12 Steps (with Pictures)

How to Trade Forex: 12 Steps (with Pictures)

Last modified: 2025-01-23 12:01

Trading foreign exchange in the currency market, also known as forex/forex trading, can be an exciting hobby and a lucrative source of investment income. Just imagine, the securities market trades around $22.4 billion (Rp.286 trillion) per day;

How to Start a Clothing Retail Business: 8 Steps (with Pictures)

How to Start a Clothing Retail Business: 8 Steps (with Pictures)

Last modified: 2025-01-23 12:01

Want to open a clothing store? If occupied, this business can generate a stable income every month. You also have quite a lot of opportunities to develop your business. However, this business has many competitors. Therefore, invest in stores that match your interests.

How to Get Rid of a Roommate: 14 Steps (with Pictures)

How to Get Rid of a Roommate: 14 Steps (with Pictures)

Last modified: 2025-01-23 12:01

Having a roommate can benefit you because he or she can help reduce expenses and contribute to household chores. However, if your roommate starts acting up and causing trouble, and your attempts to negotiate or compromise have failed, it may be time to consider eviction.

3 Ways to Become a CEO

3 Ways to Become a CEO

Last modified: 2025-01-23 12:01

For young adults, the opportunity to become a CEO or Chief Executive Officer who has the highest responsibility in a company certainly sounds tempting. However, did you know that it takes a process that is not simple to reach this position? In fact, all CEOs in various parts of the world have come a long way, fueled by hard work, persistence, positive characteristics, and very strong qualities as leaders.

Quick Ways to Make Money Online: 10 Steps

Quick Ways to Make Money Online: 10 Steps

Last modified: 2025-01-23 12:01

Do you need extra money? You can make money directly from the computer. Don't expect to make a lot of money quickly. However, with a little patience, you will feel a change in the funds you have. Step Method 1 of 2: Selling Items and Skills Step 1.

How to Calculate Contribution Margin: 8 Steps (with Images)

How to Calculate Contribution Margin: 8 Steps (with Images)

Last modified: 2025-01-23 12:01

Contribution margin is a concept that is often used in managerial accounting to analyze the profit level of a product. The contribution margin of a product is calculated using the formula P - V where P is the price of the product and V is the variable cost (the cost associated with the resources used to make a particular product).

How to Improve Your Business Service Quality (with Pictures)

How to Improve Your Business Service Quality (with Pictures)

Last modified: 2025-01-23 12:01

Service quality is a key element in business success. Unfortunately, many businesses struggle to improve service quality and retain customers. One bad experience can keep a customer from leaving your business for years. But don't despair! There are many methods to improve the service quality of your business, from clearly defined and measurable service goals and motivating employees, to leveraging customer feedback and upgrading your business tools to better serve customers.

4 Ways to Use PayPal

4 Ways to Use PayPal

Last modified: 2025-01-23 12:01

PayPal is one of the most popular and trusted intermediaries for sending and receiving money online. After creating an account, you can use PayPal to make payments, shop online, and even receive money from friends or work. Step Method 1 of 4:

How to Use a Trailing Stop Loss Order

How to Use a Trailing Stop Loss Order

Last modified: 2025-01-23 12:01

A trailing stop-loss is a type of order in stock trading. The use of this order will trigger a sale of the investment when the price drops below the tolerance level. A trailed stop-loss order can facilitate a stock sale decision because it is more rational than emotional.

How to Calculate Working Capital: 6 Steps (with Pictures)

How to Calculate Working Capital: 6 Steps (with Pictures)

Last modified: 2025-01-23 12:01

Working capital is cash and assets that are easily cashable to fund the company's day-to-day operations. With working capital information, you can manage your business well and make the right investment decisions. By calculating working capital, you can also determine whether a company is able to pay its short-term obligations and in how long.

How to Start Your Own Business (with Pictures)

How to Start Your Own Business (with Pictures)

Last modified: 2025-01-23 12:01

Running your own business is stressful but a great career and life choice. It demands your time and focus. Start by expecting to live your work until finally standing up so that it can operate. There are many opinions on how to start a business.

4 Ways to Save Money Fast

4 Ways to Save Money Fast

Last modified: 2025-01-23 12:01

Everyone wants to save money, but if you need to do it quickly, there are a few quick tricks that will help manage your budget. To save money quickly, you should pay attention to how much you spend on transportation, groceries, and entertainment, as well as make small adjustments in your daily life.

How to Verify a PayPal Account: 5 Steps (with Pictures)

How to Verify a PayPal Account: 5 Steps (with Pictures)

Last modified: 2025-01-23 12:01

This wikiHow teaches you how to verify your PayPal account so you can send, receive, and withdraw money with fewer restrictions. Step Step 1. Visit https://www.paypal.com/ via a browser If you are not logged into your account automatically, click the “ Login ” in the upper-right corner of the browser window and enter your login information.

3 Ways to Increase Productivity

3 Ways to Increase Productivity

Last modified: 2025-01-23 12:01

There are many ways to increase productivity, although this is easier said than done. Start by planning small changes, then execute them well enough to become a routine. Once a new pattern is formed, the habit of making small changes can bring big results.

3 Ways to Deal with Losing Wallet

3 Ways to Deal with Losing Wallet

Last modified: 2025-01-23 12:01

Losing your wallet can be upsetting, embarrassing, and if it falls into the wrong hands, can threaten your finances and reputation. If you can't quickly find your lost wallet through common search strategies, acting quickly to secure your identity and credit can prevent future irritation.

How to Delete Venmo Account on PC or Mac

How to Delete Venmo Account on PC or Mac

Last modified: 2025-01-23 12:01

This wikiHow teaches you how to close a Venmo account on a computer. You cannot do this through the app or mobile browser. Before closing your Venmo account, clear the balance first. If there are still unpaid payments, you must complete the transaction in order to close the account.

How to Get Rich Quickly (with Pictures)

How to Get Rich Quickly (with Pictures)

Last modified: 2025-01-23 12:01

Have you ever had a desire to get rich quick? This article will invite you to understand more about various quick and easy ways to earn money with little risk, as well as ways to achieve long-term profits with the money you already have. Step Part 1 of 3:

4 Ways to Save Money from a Young Age

4 Ways to Save Money from a Young Age

Last modified: 2025-01-23 12:01

Saving from a young age has many advantages. Saving can help form habits and the sooner money is saved, the faster interest will be earned. You can use your savings to pay for school fees, buy special items, or continue saving until you're an adult to pay for your first car or house down payment.

How to Improve Your Credit Score: 11 Steps (with Pictures)

How to Improve Your Credit Score: 11 Steps (with Pictures)

Last modified: 2025-01-23 12:01

Credit reports are used by loan companies to help determine whether you are at risk and whether you will repay the loan you received. There are some easy steps you can take to improve your credit score, but many of these actions are not supposed to You did.

5 Ways to Live Without Money

5 Ways to Live Without Money

Last modified: 2025-01-23 12:01

Even though it is considered against the cultural understanding of success and happiness, living without money is an option that more and more people are considering. Apart from reducing stress due to financial problems, living without money also offers many benefits including less impact on the environment, increased understanding and appreciation of what you have, and helping to create a more rewarding life.

5 Ways to Get Rich

5 Ways to Get Rich

Last modified: 2025-01-23 12:01

Wealth: everyone wants it, but few people really know what it takes to get it. Getting rich is a combination of luck, skill and patience. You must have some luck; then take advantage of that luck with wise decisions, and continue to weather the storm as your wealth grows.

5 Ways to Save to Buy an American Girl Doll

5 Ways to Save to Buy an American Girl Doll

Last modified: 2025-01-23 12:01

For doll lovers, maybe American Girl is the doll brand that they want to buy the most. Even so, a doll that costs more than one million rupiah is not something that a child can easily buy. If your parents aren't willing to buy one, impress them by saving up and buying one yourself!

How to Recognize Antique Dolls: 12 Steps (with Pictures)

How to Recognize Antique Dolls: 12 Steps (with Pictures)

Last modified: 2025-01-23 12:01

Collecting antique dolls is a popular hobby that is fun, and can be used as an investment for collectors. Checking the manufacturer's label is the best way to identify the type and year of manufacture of an antique doll. However, you can also observe the shape of the doll made of porcelain and bisque to confirm its antiquity.

How to Start a Chicken Farming Business (with Pictures)

How to Start a Chicken Farming Business (with Pictures)

Last modified: 2025-01-23 12:01

Are you tired of buying frozen eggs and chicken at the supermarket every week? Small chicken farming business is now gaining popularity in various regions, as well as being a powerful way to produce fresh eggs and chicken meat every day. The capital required to set up a chicken farm is quite light, and can be a source of income if you can sell the eggs produced to friends, neighbors and local traditional markets.

How to Get Money from Parents: 11 Steps (with Pictures)

How to Get Money from Parents: 11 Steps (with Pictures)

Last modified: 2025-01-23 12:01

Children and teens generally have several ways to earn, but sometimes they need some extra money. If parents are willing to help, there is nothing wrong for you to ask for their help. Make sure you have determined the amount of money needed and the reason.